Paige Legacy Group

What will your paycheck look like when the paychecks stop?

Here's a strange thing about retirement. You probably know your 401(k) balance down to the dollar. But ask what that balance turns into every month once the paychecks stop, and most people go quiet. That silence is where the worry lives.

This free worksheet closes that gap in about fifteen minutes. What you really live on now, what will really come in later, and the one number in between that your whole plan has to answer for. Just your picture, on one page.

Or skip the inbox: find your number right now

Sound familiar?

• ·Most of what you've saved sits in a 401(k) or an IRA, and there's no pension behind it.
• ·You could tell me your balance right now. Your retirement income? Nobody's ever shown you that number.
• ·You've got a feeling taxes will take a bite in retirement. You just don't know how big, or when it comes.
• ·And before you sit across from anybody, you'd like to see the picture for yourself first.

If that's you, this was made for you.

What the worksheet shows you

1. 1. Your real number. Retirement doesn't have to replace your salary. It has to replace what actually hits your checking account, and for most folks that's a smaller, friendlier number than they feared. The worksheet finds yours.
2. 2. Your floor. What shows up every month on its own, before your savings has to lift a finger.
3. 3. Your gap. Take-home minus floor. That's the actual job your nest egg was hired to do, and it's where every honest planning conversation starts.

Why a tax license leads

I'm James Paige, and I hold two licenses on purpose. I'm an Enrolled Agent, federally licensed to represent taxpayers before the IRS. I'm also a licensed insurance producer. Between them, they cover both sides of a retirement: the tax side and the protection side.

So why does the tax license lead here? Because retirement is a tax problem before it's anything else. When your 401(k) money comes out, whether your Social Security gets taxed, which account you touch first: those decisions can swing a retirement by tens of thousands of dollars, and they get decided before any other conversation even makes sense. That's the order I work in.

I'll always tell you plainly which hat I've got on. This page and this worksheet are the tax side. Education only.

Based in Maryland, and the tax side works with families nationwide.

What happens when you sign up

Exactly this, and nothing hidden:

1. 1.The worksheet lands in your inbox right away.
2. 2.Over the next week, you'll get three short lessons from me: the take-home math most people miss, how Social Security taxation really works, and the withdrawal clock built into every 401(k).
3. 3.You'll get one invitation to a free 30-minute clarity conversation, if you want one.
4. 4.Every email has an unsubscribe link that works the first time.

If you read all of it and never book a thing, I still want you better equipped than you were. That's the deal.

Want to know exactly what you're signing up for? See the three lessons.