What you're signing up for, in plain sight.

Lesson 1: The paycheck math most people miss.

Why you'll never have to replace your salary, and the smaller, friendlier number you actually need.

Lesson 2: When Social Security gets taxed.

The two income lines that decide it, in real dollars, and why the order you draw your money matters.

Lesson 3: The clock inside your 401(k).

Required withdrawals, what they cost, and the planning window that closes when they start.